Long Island – Managing LASIK Surgery Cost with Financing Options
If you live on Long Island and are worried about the LASIK surgery cost or paying for any other eye care services at Weinstein Refractive Center , you will breathe easier after educating yourself on the variety of financing plans available. We accept several options that make it easy to undergo the surgical procedure that can change your life.
In addition to the payment plans detailed below, Weinstein Refractive Center accepts all major credit cards including Discover®, Visa®, and MasterCard®.
Flex Plan
A health care flexible spending account, or flex plan, is an excellent way to manage the LASIK surgery cost and to ultimately save money on your procedure by paying with pre-tax funds.
A flex plan allows you to avoid paying FICA (7.65 percent) and federal income tax (10 to 25 percent) on qualified healthcare expenses incurred by you, your spouse, or your dependents. LASIK surgery is a qualifying expense.
The plan works like this: Each pay period you will elect to have a certain amount withheld from your paycheck, and your employer will deduct this amount. You pay no FICA or federal income tax on this amount, and the funds are held in an account in your name until it is time to pay your health care expenses.
Enrollment restrictions do apply. Employers typically have only one short enrollment period each year, and you must plan ahead and act quickly when enrollment opens.
With a little planning, a flex plan is a great way to save money when paying for health care expenses, including vision correction. If you are planning to undergo LASIK surgery and are worried about the cost, be sure to ask your employer about a flexible spending account.
At our Long Island practice, we encourage LASIK surgery patients concerned with the cost of the surgery to investigate a flexible spending account. To learn more about this and other methods of financing refractive surgery, contact our laser vision correction center today.
Capital One® Vision Fee Plan
Capital One® Healthcare Finance™ offers a plan specifically designed for vision expenses, which can be used to make it easier to manage the LASIK surgery cost. The plan offers installment loans with fixed rates starting at 1.9 percent APR. If you are a qualified applicant, you can be approved for interest-free loans for three, six, twelve, or eighteen months.
The Capital One® Vision Fee Plan offers flexible terms, and you can choose a payment ranging from three months to five years. You will enjoy low monthly payments that never change and no pre-payment penalty.
Those interested in the program can apply securely over the Internet, or over the phone by calling 1-877-559-5050. You are also welcome to contact our Long Island laser vision correction practice for more information on ways to finance LASIK surgery or other refractive surgery procedures in order to keep down the cost.